Terms of Service

Effective Date: 02/01/2026

Welcome to Your Money Your Goals, LLC (“we,” “our,” or “us”). By accessing or using our website hosted on Squarespace, you agree to comply with and be bound by the following Terms of Service. If you do not agree, please do not use our website or services.

Use of Website

This website is provided for informational and educational purposes related to financial coaching. You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site.

Financial Coaching Disclaimer

Your Money Your Goals, LLC provides financial coaching and educational services. We are NOT a licensed health professional, financial advisor, investment advisor, broker, or tax professional unless otherwise stated.

Information shared through this website, emails, or coaching sessions is for general educational purposes only and should not be considered financial, investment, legal, or tax advice. You are responsible for your own financial decisions.

Client Confidentiality

Your Money Your Goals is committed to maintaining the confidentiality and privacy of all client information. Any personal, financial, or sensitive information shared during coaching sessions, through forms on our website, or via email will be kept confidential and used solely for the purpose of providing financial coaching services.

We will not disclose, share, sell, or distribute client information to third parties without your written consent, except in the following circumstances:

  • When required by law, court order, or legal process

  • To protect our legal rights or comply with regulatory obligations

  • When necessary to prevent harm or suspected illegal activity

We take reasonable measures to safeguard client information, including secure digital storage and limited access to sensitive data.

Please note that while we strive to protect all information, electronic communication and online platforms may not be completely secure. By using our services, you acknowledge and accept these risks.

This confidentiality policy does not apply to general, non-identifiable information that may be used for business analytics, testimonials (with permission), or service improvements.

Client Responsibilities

By engaging in our services, you agree to:

  • Provide accurate and complete information

  • Actively participate in coaching sessions

  • Understand that results vary based on individual effort and circumstances

We do not guarantee specific financial outcomes.

Payments and Scheduling

If you purchase services for our services:

  • All fees must be paid in advance unless otherwise stated

  • Appointments must be scheduled in accordance with posted availability

  • Cancellations or rescheduling must be made at least 24 hours in advance to avoid charges

Refund policies, if any, will be clearly stated at the time of purchase.

Intellectual Property

All content on this website, including text, graphics, logos, and materials, is the property of Your Money Your Goals and may not be copied, distributed, or used without written permission.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or services of those websites.

Limitation of Liability

To the fullest extent permitted by law, Your Money Your Goals, LLC shall not be liable for any damages arising from your use of this website or participation in our services.

This includes, but is not limited to, direct, indirect, incidental, or consequential damages.

Termination of Use

We reserve the right to suspend or terminate access to the website or services if you violate these Terms of Service.

Changes to Terms

We may update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.

Governing Law

These Terms shall be governed by the laws of the State of Colorado, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: nina@yourmoneyyourgoals.com
Business Name: Your Money Your Goals, LLC